Plan for tomorrow. Live for today. Heritage Since its formation in 1824, Clerical Medical has declared bonuses to its with-profits policyholders in respect of every year; that's despite world wars and stock market crashes! For more than 175 years, Clerical Medical has concentrated on satisfying the long-term financial needs of individuals and companies. Clerical Medical designs its products for Financial Advisers to recommend to their clients in the retail, investment and corporate markets. One step ahead in a changing world Clerical Medical has built its future prosperity from a solid past. However, in the competitive world of the new millennium, financial strength is the key to its continued success. In 1997 Clerical Medical became part of the Halifax Group and later in 2001 Clerical Medical acquired the operating assets of Equitable Life, in a deal which transformed its business and projected Clerical Medical into the premier league of the long-term savings market. More recently, the Halifax Group merged with Bank of Scotland to create the HBOS Group - creating a major and distinctive competitor in the UK financial services market, having the scale and the expertise to challenge the 'Big 4' clearing banks. HBOS has a substantial customer base and the means of unlocking significant commercial opportunities offered by the partnerships and alliances of Bank of Scotland and Halifax. Now more than ever, Clerical Medical has the scope and the reach to operate as a major player in the global economy, delivering highly competitive products and world-class customer service to independent advisers and their clients. Return to Homepage Part of the HBOS Group Issued by Clerical Medical Investment Group Limited. Registered Office 33 Old Broad Street, London EC2N 1HZ. Registered in England and Wales, Registered No. 3196171. Authorised and regulated by the Financial Services Authority. These pages are intended for UK residents only. © Copyright 2003 Clerical Medical Investment Group Limited.